{"id":1322,"date":"2025-01-15T19:06:00","date_gmt":"2025-01-15T19:06:00","guid":{"rendered":"https:\/\/univers.tg\/?p=1322"},"modified":"2025-01-15T19:06:02","modified_gmt":"2025-01-15T19:06:02","slug":"expansion-des-systemes-financiers-decentralises-au-togo-72-structures-agreees","status":"publish","type":"post","link":"https:\/\/univers.tg\/index.php\/2025\/01\/15\/expansion-des-systemes-financiers-decentralises-au-togo-72-structures-agreees\/","title":{"rendered":"Expansion des syst\u00e8mes financiers d\u00e9centralis\u00e9s au Togo : 72 structures agr\u00e9\u00e9es"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p>Le minist\u00e8re de l\u2019\u00c9conomie et des Finances a r\u00e9cemment mis \u00e0 jour la liste des syst\u00e8mes financiers d\u00e9centralis\u00e9s (SFD) actifs au Togo. Au 9 janvier 2025, 72 structures, incluant des caisses de base de r\u00e9seaux, ont re\u00e7u leur agr\u00e9ment officiel. Cette \u00e9volution illustre l\u2019expansion continue de ce secteur, essentiel pour le d\u00e9veloppement \u00e9conomique du pays.<\/p>\n\n\n\n<p>Les SFD, compos\u00e9s de coop\u00e9ratives d\u2019\u00e9pargne et de cr\u00e9dit, de mutuelles et de caisses d\u2019\u00e9pargne, jouent un r\u00f4le cl\u00e9 dans divers secteurs \u00e9conomiques, avec une dominance du commerce. Ces institutions collaborent avec des initiatives gouvernementales comme le Fonds national de la finance inclusive (FNFI) pour favoriser l\u2019acc\u00e8s aux services financiers, notamment aupr\u00e8s des populations vuln\u00e9rables.<\/p>\n\n\n\n<p>Malgr\u00e9 les d\u00e9fis, notamment la d\u00e9gradation des portefeuilles en 2024, le secteur de la microfinance a enregistr\u00e9 des performances notables. Les encours de cr\u00e9dits ont atteint 400 milliards de FCFA au premier semestre 2024, marquant une progression de 13 % en un an. Parall\u00e8lement, le nombre de clients a bondi de 8 %, totalisant 4,2 millions de b\u00e9n\u00e9ficiaires.<\/p>\n\n\n\n<p>Cette croissance confirme le r\u00f4le crucial des microfinances dans l\u2019inclusion financi\u00e8re. En apportant des solutions concr\u00e8tes, ces structures permettent \u00e0 des millions de Togolais d\u2019acc\u00e9der aux ressources n\u00e9cessaires \u00e0 leur autonomisation et \u00e0 la promotion d\u2019un d\u00e9veloppement durable.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Le minist\u00e8re de l\u2019\u00c9conomie et des Finances a r\u00e9cemment mis \u00e0 jour la liste des syst\u00e8mes financiers d\u00e9centralis\u00e9s (SFD) actifs au Togo. Au 9 janvier 2025, 72 structures, incluant des caisses de base de r\u00e9seaux, ont re\u00e7u leur agr\u00e9ment officiel. Cette \u00e9volution illustre l\u2019expansion continue de ce secteur, essentiel pour le d\u00e9veloppement \u00e9conomique du pays.<\/p>\n","protected":false},"author":5,"featured_media":1323,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[113,112],"class_list":["post-1322","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","tag-decentralises","tag-financiers"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Expansion des syst\u00e8mes financiers d\u00e9centralis\u00e9s au Togo : 72 structures agr\u00e9\u00e9es - UNIVERS.TG<\/title>\n<meta name=\"description\" content=\"Le minist\u00e8re de l\u2019\u00c9conomie et des Finances a r\u00e9cemment mis \u00e0 jour la liste des syst\u00e8mes financiers d\u00e9centralis\u00e9s (SFD) actifs au Togo\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/univers.tg\/index.php\/2025\/01\/15\/expansion-des-systemes-financiers-decentralises-au-togo-72-structures-agreees\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Expansion des syst\u00e8mes financiers d\u00e9centralis\u00e9s au Togo : 72 structures agr\u00e9\u00e9es - UNIVERS.TG\" \/>\n<meta property=\"og:description\" content=\"Le minist\u00e8re de l\u2019\u00c9conomie et des Finances a r\u00e9cemment mis \u00e0 jour la liste des syst\u00e8mes financiers d\u00e9centralis\u00e9s (SFD) actifs au Togo\" \/>\n<meta property=\"og:url\" content=\"https:\/\/univers.tg\/index.php\/2025\/01\/15\/expansion-des-systemes-financiers-decentralises-au-togo-72-structures-agreees\/\" \/>\n<meta property=\"og:site_name\" content=\"UNIVERS.TG\" \/>\n<meta property=\"article:published_time\" content=\"2025-01-15T19:06:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-01-15T19:06:02+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/univers.tg\/wp-content\/uploads\/2025\/01\/186-imf-au-togo_i1200.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1016\" \/>\n\t<meta property=\"og:image:height\" content=\"677\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jeremy Ahossou\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jeremy Ahossou\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/univers.tg\/index.php\/2025\/01\/15\/expansion-des-systemes-financiers-decentralises-au-togo-72-structures-agreees\/\",\"url\":\"https:\/\/univers.tg\/index.php\/2025\/01\/15\/expansion-des-systemes-financiers-decentralises-au-togo-72-structures-agreees\/\",\"name\":\"Expansion des syst\u00e8mes financiers d\u00e9centralis\u00e9s au Togo : 72 structures agr\u00e9\u00e9es - 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