{"id":6279,"date":"2025-12-04T14:49:47","date_gmt":"2025-12-04T14:49:47","guid":{"rendered":"https:\/\/univers.tg\/?p=6279"},"modified":"2025-12-04T14:52:44","modified_gmt":"2025-12-04T14:52:44","slug":"togo-63-microfinances-desormais-reconnues-comme-sures-pour-deposer-votre-argent-liste","status":"publish","type":"post","link":"https:\/\/univers.tg\/index.php\/2025\/12\/04\/togo-63-microfinances-desormais-reconnues-comme-sures-pour-deposer-votre-argent-liste\/","title":{"rendered":"Togo : 63 microfinances d\u00e9sormais reconnues comme s\u00fbres pour d\u00e9poser votre argent. Liste"},"content":{"rendered":"\n<p><\/p>\n\n\n\n<p>Au Togo, le secteur des microfinances franchit une nouvelle \u00e9tape avec la reconnaissance officielle de 63 institutions par l\u2019\u00c9tat et l\u2019Association Professionnelle des Syst\u00e8mes Financiers D\u00e9centralis\u00e9s (APSFD-Togo). Cette d\u00e9marche vise \u00e0 consolider un secteur devenu essentiel pour l\u2019inclusion financi\u00e8re, en particulier pour les m\u00e9nages \u00e0 faible revenu et les petites entreprises qui d\u00e9pendent de ces services pour d\u00e9velopper leurs activit\u00e9s.<\/p>\n\n\n\n<p>Gr\u00e2ce \u00e0 cet encadrement renforc\u00e9, les institutions de microfinance disposent d\u00e9sormais d\u2019un cadre plus structur\u00e9 pour offrir des services tels que les cr\u00e9dits de proximit\u00e9, l\u2019\u00e9pargne et l\u2019accompagnement financier. La supervision conjointe de l\u2019\u00c9tat et de l\u2019APSFD-Togo garantit une meilleure protection des clients, une plus grande transparence et une gestion plus responsable des op\u00e9rations. L\u2019association joue \u00e9galement un r\u00f4le important dans la formation et l\u2019accompagnement des acteurs du secteur.<\/p>\n\n\n\n<p>Pour les autorit\u00e9s, cette reconnaissance marque une volont\u00e9 claire de soutenir le d\u00e9veloppement \u00e9conomique local, notamment dans les zones rurales o\u00f9 les banques traditionnelles restent peu pr\u00e9sentes. Avec un secteur d\u00e9sormais mieux organis\u00e9, le Togo se dote d\u2019un environnement financier plus s\u00fbr et plus fiable, au b\u00e9n\u00e9fice des populations non bancaris\u00e9es et des investisseurs.<\/p>\n\n\n\n<p>Voici la liste<\/p>\n\n\n\n<figure class=\"wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"638\" height=\"900\" data-id=\"6283\" src=\"https:\/\/univers.tg\/wp-content\/uploads\/2025\/12\/image.png?wsr\" alt=\"\" class=\"wp-image-6283\" srcset=\"https:\/\/univers.tg\/wp-content\/uploads\/2025\/12\/image.png 638w, https:\/\/univers.tg\/wp-content\/uploads\/2025\/12\/image-213x300.png 213w\" sizes=\"auto, (max-width: 638px) 100vw, 638px\" \/><\/figure>\n<\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Au Togo, le secteur des microfinances franchit une nouvelle \u00e9tape avec la reconnaissance officielle de 63 institutions par l\u2019\u00c9tat et l\u2019Association Professionnelle des Syst\u00e8mes Financiers D\u00e9centralis\u00e9s (APSFD-Togo). Cette d\u00e9marche vise \u00e0 consolider un secteur devenu essentiel pour l\u2019inclusion financi\u00e8re, en particulier pour les m\u00e9nages \u00e0 faible revenu et les petites entreprises qui d\u00e9pendent de ces<\/p>\n","protected":false},"author":5,"featured_media":6280,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-6279","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Togo : 63 microfinances d\u00e9sormais reconnues comme s\u00fbres pour d\u00e9poser votre argent. Liste - UNIVERS.TG<\/title>\n<meta name=\"description\" content=\"Au Togo, le secteur des microfinances franchit une nouvelle \u00e9tape avec la reconnaissance officielle de 63 institutions par l\u2019\u00c9tat et l\u2019Association Professionnelle des Syst\u00e8mes Financiers D\u00e9centralis\u00e9s (APSFD-Togo)\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/univers.tg\/index.php\/2025\/12\/04\/togo-63-microfinances-desormais-reconnues-comme-sures-pour-deposer-votre-argent-liste\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Togo : 63 microfinances d\u00e9sormais reconnues comme s\u00fbres pour d\u00e9poser votre argent. Liste - UNIVERS.TG\" \/>\n<meta property=\"og:description\" content=\"Au Togo, le secteur des microfinances franchit une nouvelle \u00e9tape avec la reconnaissance officielle de 63 institutions par l\u2019\u00c9tat et l\u2019Association Professionnelle des Syst\u00e8mes Financiers D\u00e9centralis\u00e9s (APSFD-Togo)\" \/>\n<meta property=\"og:url\" content=\"https:\/\/univers.tg\/index.php\/2025\/12\/04\/togo-63-microfinances-desormais-reconnues-comme-sures-pour-deposer-votre-argent-liste\/\" \/>\n<meta property=\"og:site_name\" content=\"UNIVERS.TG\" \/>\n<meta property=\"article:published_time\" content=\"2025-12-04T14:49:47+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-12-04T14:52:44+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/univers.tg\/wp-content\/uploads\/2025\/12\/images-50.jpeg?wsr\" \/>\n\t<meta property=\"og:image:width\" content=\"500\" \/>\n\t<meta property=\"og:image:height\" content=\"333\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jeremy Ahossou\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"\u00c9crit par\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jeremy Ahossou\" \/>\n\t<meta name=\"twitter:label2\" content=\"Dur\u00e9e de lecture estim\u00e9e\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/univers.tg\/index.php\/2025\/12\/04\/togo-63-microfinances-desormais-reconnues-comme-sures-pour-deposer-votre-argent-liste\/\",\"url\":\"https:\/\/univers.tg\/index.php\/2025\/12\/04\/togo-63-microfinances-desormais-reconnues-comme-sures-pour-deposer-votre-argent-liste\/\",\"name\":\"Togo : 63 microfinances d\u00e9sormais reconnues comme s\u00fbres pour d\u00e9poser votre argent. 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